LOUP ECU Loan Rates

Savings  
Term 
Rate 
Certificate of Deposit
12 Months
0.75%


 

 

Risk Based Loan Rates

Effective February 8, 2006, LOUP ECU has begun a risk based rate program in order to better serve the overall customer base. Those with better credit scores and a stronger credit history will enjoy lower rates than higher risk applicants in order to ensure long term profitability for the Credit Union and all of its members.

Loan types and rate ranges are listed below and will vary for each member. Please call the credit union for your specific individual loan rate.

Loan Type
Term 
Rate 
New Automobiles
36 to 96 months
2.50% to 10.0%
Used automobiles
36 to 84 months
4.50% to 10.75%
New Recreation (Boats, 4 Wheeler, etc.)
36 to 120 months
3.75% to 11.25%
Used Recreation (Boats, 4 Wheeler, etc.)
36 to 120 months
4.75% to 12.0%
Home Equity / Second Mortgage
Up to 80% for up to 10 years
4.25% to 8.75%
Acreage and/or Raw Land (A B & C credit only)
Unsecured Signature Loans
Up to 80% for up to 15 years
Open or Closed end available
5.50% to 6.50%
8.75% to 15.75%